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since 2/2000

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agencia vinculada de seguros

 

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Spain: Sanitas agent (BUPA Group) 

Sanitas Mundi General Conditions   (English)

XI. RIGHTS OF POLICYHOLDERS AND / OR MEMBERS

In accordance with article 8 of the Insurance Contract Act, the Policyholder and/or Member has one month as of receipt of the Policy to demand the Insurer to rectify any differences existing between the aforesaid Policy and the insurance proposal or agreed clauses.

While the contract is in effect the Policyholder or Member may notify the Insurer of any circumstance entailing a lower risk and which is such that, had it been known to the latter when the contract was signed, it would have stipulated more favourable terms.

In such event, the future premium should be reduced accordingly at the end of the period covered by the premium, and the Policyholder shall otherwise be entitled to cancel the contract and to a refund of the difference between the premium paid and the one he or she would have had to pay from the time the lower risk had been notified.

 

Return to Index (English Conditions)

For more information your English Sanitas agent is: David Harris              

Mobile / cell: (00 34) 609 522 300    

email:     saniprof@wanadoo.es  

Any questions or comments to  saniprof@mail.ddnet.es - thanks.

(Free messenger service - I cover the whole of Spain (click here...))

 
Preliminary clause Definitions I. Purpose of the insurance
II. Excluded risks III. Grounds for contract IV. Excess
V. Waiting periods VI. Claims procedure VII. Refunds of expenses
VIII. Term of insurance policy IX. Insurance premiums X. Other obligations and duties of policyholders and / or members
XI. Rights of policyholders and / or members XII. Other obligations of the insurer XIII. Disputes 
XIV. Duplicate copies of policy XV. Subrogation XVI. Prescription
XVII. Notifications XVIII. Claims-control and procedure XIX. Others

Apartado (PO Box) 19

28760 Tres Cantos    Madrid

Tlf: ( 00 34) 91 804 3802    Fax: (00 34) 91 803 2484

 

 

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Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

Suscrita Póliza de Responsabilidad Civil Profesional conforme a lo dispuesto en la Ley de Mediación de Seguros Privados

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Última modificación: 22 de May de 2011