since 2/2000

Africa

Al terrorismo -  "NO" / Terrorism "NO"

Asia

Au Pair work

balnearios

beaches

América Latina

Caribbean

Caribe

Company Platinum - health plan for employees in Latin America and the Caribbean

Empleado virtual

España

Latin America

Patrocinadores - América Latina y el Caribe

Sanitas Exterior - 100% hospital and outpatient reimbursement health insurance costs for employees working in 190 countries (when company is based in Spain!)

Spain

US Virgin Islands

Business meetings

car rentals

Caribbean

congresos

convenciones

cruceros

cruises

Customers from the UK 

deportes

Downloadable documents 

e-learning

esquí

¿Estudiando en otro país?

Europe

Fair Trade - pay a bit more to producers!

gourmet

health tourism

Hotel discounts / Condos

índice principal

Latin America

main index

Make money!

Middle East

North America

Oceania

platos regionales / local dishes

playas

Sanitas Multi - General Conditions (translation)

Sanitas Mundi - General Conditions (translation)

Scandinavia

ski

spas

spas(Spain)

speak the language!

sports

Trains - Europe

Travel advice

Travel Agency

Virtual employee

virtual office

www.e-agentelocaldeseguros.com

Spain: Sanitas agent (BUPA Group) 

Sanitas Mundi -  General Conditions   (English)

CONGENITAL ILLNESS

Any illness present at birth, either as a result of hereditary factors or conditions contracted during gestation up to the time of birth, or discovered at any later time in the individual's life.

Return to Index (English Conditions)

For more information your English Sanitas agent is: David Harris              

Mobile / cell: (00 34) 609 522 300    

email:     saniprof@wanadoo.es  

Any questions or comments to  saniprof@mail.ddnet.es - thanks.

(Free messenger service - I cover the whole of Spain (click here...))

 

Preliminary clause	Definitions	I. Purpose of the insurance
II. Excluded risks	III. Grounds for contract	IV. Excess
V. Waiting periods	VI. Claims procedure	VII. Refunds of expenses
VIII. Term of insurance policy	IX. Insurance premiums	X. Other obligations and duties of policyholders and / or members
XI. Rights of policyholders and / or members	XII. Other obligations of the insurer	XIII. Disputes
XIV. Duplicate copies of policy	XV. Subrogation	XVI. Prescription
XVII. Notifications	XVIII. Claims-control and procedure	XIX. Others

Apartado (PO Box) 19

28760 Tres Cantos    Madrid

Tlf: ( 00 34) 91 804 3802  / (00 34) 609 522 300  Fax: (00 34) 91 803 2484

main index / índice principal

Disclaimer / Aviso

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Copyright © All rights reserved. 2000 - David M Harris
Última modificación: 28 de December de 2007